Real Estate Loans

When it comes to real estate loans, there are many different options available. Home ownership represents the single largest investment that most people will ever make, and real estate investment, due to the unique wealth generation opportunities it presents, has never been more popular. For investors who purchase properties at a disposition value and then rehab and resell them for a profit, real estate rehab loans are a viable alternative compared to conventional lenders.

Real estate hard money loans, also known as rehab loans are:

• Easier, faster and more suited for real estate investors
• Usually shorter-term as opposed to long-term traditional mortgage loans
• Calculated based on the purchase price of the property in question, the estimated cost of repairs, and the estimated resale value (this is also known as the Loan To Value ratio)
• Typically more expensive than traditional financing, but investors don't mind paying for the ease and speed for which these loans tend to fund
• Can close in as little as 7-10 days.
• Are known as real estate rehab loans, fix and flip loans, hard money loans, and private money loans.

If you are a first time investor, there are several financing options available to you, and you can view these loan programs at the loan programs tab of our website. At ZINC Financial, our borrowers come from many different backgrounds. While it isn't necessary to have an extensive real estate and/or investment background, some knowledge of real estate is helpful. Whatever your current knowledge base and experience, however, the experts at ZINC will work closely with you to help you to navigate through the often confusing maze of real estate loan options and find the solution that works for you.

Visit www.zincfinancial.net for loan programs and requirements or contact us today for a free, no obligation consultation.