PRE-APPROVAL

Getting pre-approved with ZINC Financial, LLC is easy and can help you in placing offers on distressed properties. Although this step is not required, it can help dramatically and will add credibility to your offers. ZINC is a direct lender, so you are securing a pre-approval from a direct lender, not from a broker.

Owners of distressed properties, especially banks, are interested in disposing of their assets immediately. These owners are motivated, and motivated sellers want cash and are usually not interested in accepting offers contingent upon conventional financing that may take months to fund. They prefer cash deals with private equity financing that can be accomplished in as little as 7 days. With ZINC as your lending partner and a pre approval letter, you can submit offers with confidence knowing that your financing is secured ahead of time. Distressed property owners will respect your offer knowing you have the capital to perform already lined up. ZINC will even verify your pre approval in the even of seller verification.

Simply complete the below questions and submit your pre-approval application on-line, with either your credit report or the Credit Bureau Credit Card Authorization Form (click here for the form). If you qualify, you will receive a pre-approval letter usually within 24-48 hours.

PRE-APPROVAL
* Name:
* Address
* City
* State
* Zip
* Phone
* Email
* Mid FICO Credit Score
* Annual Income
* Liquid Capital Available
* How many real estate rehab projects have you completed?
* Referred By:
* Are you uploading/faxing/emailing your credit report?
OR
* Are you uploading/faxing/emailing your Credit Bureau Credit Card Authorization Form?
By checking the box you give us express permission to call you at the above telephone number(s) and contact you via email.* You will be asked to upload your credit report after you submit the pre-approval form. You can also fax your credit report to (866) 602-8892. Borrower must either: 1) upload/fax a copy of their current credit report less than 90-days old OR 2) upload/fax a Credit Bureau Credit Card Authorization Form (click here). If you do not upload your credit report or complete the Credit Bureau Credit Card Authorization Form, your pre-approval will not be processed.

Loans made or arranged pursuant to a California Lender's License
*Loans made or arranged in Nevada or Arizona must be represented by a mortgage broker qualified to do business in that state.

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